Peranyo credit: information, opinions, conditions

About Peranyo

Peranyo is an innovative online lending platform based in the Philippines, operating under the legal framework established by the Securities and Exchange Commission (SEC). The company, officially registered as Empire Peak Lending Investors Inc., aims to provide simple, transparent, and secure loan services tailored specifically for Filipinos. At Peranyo, our mission is to empower individuals by offering financial solutions that cater to their diverse needs, ensuring that accessing funds is not only quick but also stress-free.

In a rapidly changing financial landscape, Peranyo leverages mobile technology and big data analysis to deliver efficient lending services. Our commitment to compliance with regulatory standards ensures that borrowers can trust our platform for a dependable borrowing experience. We believe in fostering financial inclusivity, and our services are designed to meet the requirements of a broad spectrum of users, from those facing unexpected expenses to individuals pursuing personal goals.

Advantages of Choosing Peranyo

Choosing Peranyo for your financial needs comes with numerous benefits. Here are some of the key advantages:

• Fast Approval Process: Peranyo boasts a rapid approval duration, with loans approved in as little as 24 hours. This quick turnaround time allows you to access funds when you need them most.
• No Collateral Required: Unlike traditional lending institutions, Peranyo does not require any collateral. This feature makes it easier for borrowers to secure loans without the burden of risking their assets.
• Flexible Loan Amounts: With loan amounts ranging from ₱1,000 up to ₱20,000, Peranyo caters to both small and larger financial needs, enabling you to choose the right amount for your situation.
• Transparent Fees: Peranyo maintains transparency in its fee structure, with a service fee ranging from 10% to 20%. Borrowers can easily calculate their total repayment amount, ensuring no hidden charges.
• Accessibility: The Peranyo platform is accessible through a mobile app, making it convenient for users to apply for loans anytime and anywhere from their smartphones.
• Repayment Flexibility: Loans can be repaid through various methods, including well-known payment facilities like 7-Eleven and Cebuana Lhuillier, making it easy to manage your repayments.

Loan Conditions

When considering a loan from Peranyo, borrowers should be mindful of the following conditions:

• Loan Amount: Between ₱1,000 and ₱20,000.
• Loan Tenure: Loans can be taken for a period ranging from 120 to 365 days.
• Interest Rate: The daily interest rate is set at 0.054%, with a maximum Annual Percentage Rate (APR) of 20%.
• Approval Duration: Loan applications are typically processed and approved within 24 hours.
• Eligibility: Borrowers must be Filipino citizens aged between 22 and 55, holding a valid government-issued ID and a bank account.

Why Choose Peranyo for Your Loan?

Opting for a loan at Peranyo offers you numerous advantages, but the most compelling reason to choose us is our dedication to customer satisfaction. We understand that financial challenges can arise unexpectedly, and our goal is to alleviate those burdens efficiently. With our streamlined application process, lack of collateral requirements, and fast approval times, we prioritize your needs. Our customer service team is dedicated to providing assistance and ensuring a smooth experience throughout your journey with us.

Furthermore, as a legally recognized lending platform, you can rest assured that your personal information is secured, and our operations comply with the regulatory standards of the Philippines. Peranyo stands as a trustworthy partner in your financial journey, ready to assist you in reaching your goals.