Peraagad credit: information, opinions, conditions

About Peraagad

Peraagad is a prominent micro-lending service operating in the Philippines, dedicated to providing fast and efficient personal loans to meet the diverse financial needs of its customers. With a mission to empower Filipinos through accessible financial solutions, Peraagad aims to simplify the borrowing process, allowing individuals to secure funds quickly and easily.

At Peraagad, we understand that unexpected expenses can arise at any moment, and having access to funds is crucial. This is why we offer a seamless loan application process, where users can apply for loans ranging from PHP 1,000 to PHP 100,000, with flexible terms that suit their needs. Our commitment is to provide a reliable service with transparency, ensuring that our customers are well-informed about their loan agreements.

Peraagad’s mission is to enhance financial inclusivity in the Philippines by catering to a wide range of borrowers, irrespective of their credit history. We believe that everyone deserves a chance to secure financial aid when needed. By leveraging technology, we ensure a smooth user experience through our mobile application, which is designed to facilitate the entire loan application process, from start to finish.

We take pride in fostering trust and integrity in our operations. As a licensed and transparent lending service, we adhere to regulatory standards while ensuring our customers have the best loan options available. Peraagad represents a step towards bridging the gap between traditional banking and the needs of modern Filipinos seeking immediate financial support.

Benefits of Choosing Peraagad

When considering personal loans, it’s essential to evaluate the benefits of the lending institution. Peraagad stands out in various aspects that cater to the financial requirements of the Filipino populace:

• Fast Approval Process: Peraagad prides itself on a swift approval timeframe, typically ranging from 1 to 2 business days, allowing you to access your funds when you need them the most.
• Flexible Loan Amounts: The company offers a broad spectrum of loan amounts, accommodating various financial needs, from emergency expenses to personal projects.
• Competitive Interest Rates: Peraagad provides an appealing interest rate of 1.5% per day, ensuring that borrowers can find affordable options for their financial needs.
• No Collateral Required: With Peraagad, borrowers can secure funds without the need for collateral, making the lending process easier and less stressful.
• User-Friendly App: Peraagad’s mobile application simplifies the loan application process. With a few clicks, users can complete their applications and receive updates on their loan status.
• Transparent Fees and Charges: Customers can rest assured that there are no hidden charges involved. Peraagad outlines all applicable fees upfront, ensuring total transparency.
• Flexible Repayment Options: With various repayment methods available, including bank cards and electronic wallets, borrowers can choose the option that best fits their financial situation.

Loan Conditions

To be eligible for a loan with Peraagad, applicants must meet specific requirements:

• Must be at least 21 years old.
• Valid government ID to verify identity and age.
• Current employment details for income assessment.
• Personal information such as residential address and contact number.

Borrowers can choose a loan tenure of 28 to 112 days, providing the flexibility needed to manage repayments effectively. The maximum loan limit stands at PHP 100,000, allowing customers to select the amount that aligns with their needs and repayment capacities.

Why Choose Peraagad for Your Loan?

Choosing Peraagad for your personal loan needs comes with numerous advantages that enhance your borrowing experience. The accessibility and speed of our services mean that clients can obtain funds without significant delays, which is critical in times of financial urgency.

Moreover, the company’s commitment to customer satisfaction is reflected in positive reviews and testimonials from satisfied clients. Many customers praise Peraagad’s transparent policies, responsive customer service, and overall ease of use. Utilizing our mobile application, borrowers enjoy a convenient platform that puts all the essential tools at their fingertips.

With Peraagad, you can expect a loan process that not only meets your immediate financial needs but also works to support your future financial stability. Our dedication to ethical lending practices and customer care makes us a trusted partner in your financial journey. Whether it’s an unforeseen expense or a planned purchase, consider Peraagad as your reliable source for swift and friendly financing solutions.