Pera U Bag credit: information, opinions, conditions

Pera U Bag: log in to your personal profile to repay and obtain an online credit, information about the company, customer opinions, and loan details.

Details of the online loan:

Loan amount from 1000 to PHP
Loan term up to 30 days
Interest rate from 0.5% daily
Application processing time 10-25 minutes

Conditions for obtaining the loan:

Age from 21 to 60 years
Required documents Passport, phone, and card
Methods of reception
  • Cash at the branch
  • Deposit to card
  • Deposit to bank account
Payment methods
  • With a bank card through the personal profile
  • At the bank counter

About Pera U Bag

Pera U Bag is a leading FinTech company based in the Philippines, specializing in providing fast and secure cash loan solutions through a user-friendly mobile application. Founded under Got-It Lending Inc. and registered with the Securities and Exchange Commission (SEC), the company operates with transparency and integrity. Pera U Bag aims to offer a seamless borrowing experience, enabling individuals to access funds quickly for various purposes such as unexpected expenses, car repairs, or urgent purchases. With loan amounts ranging from 1,000 PHP to 60,000 PHP and a convenient application process, Pera U Bag ensures that financial assistance is merely a few clicks away.

Our mission at Pera U Bag is to empower Filipinos by offering innovative and accessible financial solutions. We understand that financial emergencies can arise at any time, which is why we leverage cutting-edge technology and big data analytics to provide instant access to loans. By prioritizing user experience and security, we strive to build lasting relationships with our clients, ensuring they can rely on us during challenging times.

Advantages of Using Pera U Bag

Choosing Pera U Bag as your loan provider comes with numerous advantages. Here are some key benefits:

  • Fast Cash Loans: With Pera U Bag, you can receive the financial help you need in a matter of hours. Our quick approval process ensures that you won’t be left waiting when unexpected expenses arise.
  • Simple Application Process: Applying for a loan has never been easier. Our mobile app allows you to apply directly from your smartphone, filling out the application in just a few minutes.
  • Flexible Loan Terms: We offer various repayment terms ranging from 10 to 180 days, allowing you to choose a timeline that best fits your financial situation.
  • No Collateral Required: Unlike traditional loan systems, Pera U Bag does not require collateral, making the loan process more accessible to everyone.
  • Transparent Interest Rates: We provide clear terms with a competitive interest rate of just 0.5% per day, ensuring you know exactly what you’ll need to repay.
  • 24/7 Customer Support: Our dedicated customer service team is ready to assist you with any inquiries or concerns you may have throughout your borrowing experience.

Loan Conditions

At Pera U Bag, we believe in making the loan process as straightforward as possible. Here are the conditions you need to be aware of:

  • Borrowing Amount: Customers can access loans ranging from 1,000 PHP to 60,000 PHP based on their eligibility.
  • Interest Rate: The company charges a daily interest rate of 0.5%, equating to approximately 18% annually.
  • Loan Tenure: The loan duration can range anywhere from 10 to 180 days, giving you the flexibility to repay the loan on your terms.
  • Eligibility: Applicants must be between 18 and 60 years old, must have a valid government-issued ID and proof of income is recommended.

Why Choose Pera U Bag for Your Loan?

When it comes to choosing a loan provider, Pera U Bag stands out for its commitment to customer satisfaction and ethical lending practices. Our registration with the SEC assures you that your financial transactions are secure and regulated. We emphasize not just providing cash but ensuring our customers are well-informed about their loan choices and obligations.

With our innovative mobile app, you can easily manage your loan, track payments, and communicate with our customer support team from the comfort of your own home. Pera U Bag is dedicated to fostering a trustworthy relationship with our clients by maintaining open communication and providing immediate assistance whenever needed. Experience fast, reliable, and client-focused service with Pera U Bag, where your financial well-being is our priority!

Kazbek Aliev

Kazbek Aliev

The author of this article is a finance expert and specialist in the financial field. He specializes in writing materials related to finance, microloans, and online loans.

Contacts: Telegram, Linkedin

Contact information

North Penthouse Marajo Tower, 312 26th St Cor 4th Ave, Bonifacio Global City, Taguig City

https://onlineloansphilippines.com/

Opinions about Pera U Bag loans

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onlineloansphilippines.com
Overall rating:  
 25 reviews
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I recently tried Pera U Bag for a small loan, and the whole process was surprisingly easy and fast. I got the funds in no time. Will recommend to friends.

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Pera U Bag helped me when I needed money for unexpected medical expenses. Their customer service was very helpful, and the application process was straightforward.

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Overall a good experience using the Pera U Bag. The rates were competitive, and the app worked smoothly. Just be careful about late fees.

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Pera U Bag: main alternatives

Name of the service Minimum amount of the first loan Maximum amount of the first loan Additional cost of the first loan
Cash Express 1000 PHP 20000 PHP 1
JetPeso 2000 PHP 120000 PHP 0.08
Skyro 5000 PHP 250000 PHP 0.16
Bank of the Philippine Islands (BPI) 2000000 PHP 100000000 PHP 25.03
PesoIn 1500 PHP 8000 PHP 0.05
FCash Global Lending Inc. 2000 PHP 12000 PHP 0.05
Asteria Lending Inc. 2000 PHP 50000 PHP 0.2
InstaCash 2000 PHP 40000 PHP 0.06
Mr. Cash 1500 PHP 30000 PHP 1 per day

Pera U Bag login

Company rating:
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based on opinions