MicroLoan credit: information, opinions, conditions

About MicroLoan

MicroLoan Philippines is a dedicated lending service under Dolphin Lending Investor, Inc., committed to providing reliable and efficient micro-loans to the Filipino population. Our mission is to empower individuals and small business owners by offering quick access to financial resources, enabling them to achieve their personal and financial goals. We believe in the transformative power of financial support, which is why we strive to create a lending experience that is not only straightforward but also customer-centric.

Situated in the heart of the Philippines, MicroLoan stands out in a crowded market by ensuring that all our services are compliant with local regulations. We are registered with the Securities and Exchange Commission (SEC), holding the registration number CS201911897. Our legitimacy gives our clients peace of mind, knowing they are working with a credible and legally operating financial institution.

We understand that financial needs can arise unexpectedly, whether it’s for urgent medical expenses, educational purposes, or even small business ventures. That’s where MicroLoan comes in — offering loans ranging from PHP 1,000 to PHP 30,000 with a simple application process designed for your convenience.

Our loan terms are flexible, with tenures ranging from 91 to 180 days, giving our clients the freedom to choose what fits best into their financial planning. Additionally, our interest rate is competitive, allowing access to funding without exorbitant costs. MicroLoan is much more than a lending company; it is a partner in your journey toward financial stability. We aim to foster long-lasting relationships with our clients based on trust and transparency.

Advantages of MicroLoan

Choosing MicroLoan comes with various advantages that set us apart:

• Quick Approval Process: Our efficient online application system guarantees loan approvals within 30 to 60 minutes, allowing you to access funds precisely when you need them.
• No Collateral Required: Unlike traditional loans, MicroLoan does not require collateral, making it easier for customers without assets to obtain a loan.
• Flexible Loan Amounts: With loan amounts between PHP 1,000 and PHP 30,000, MicroLoan caters to your specific financial needs whether for small expenses or larger purchases.
• Competitive Interest Rates: With an interest rate of just 0.09% per day (32.85% per year), our loans are designed to be affordable without sacrificing necessary funds.
• Easy Application Process: Our user-friendly mobile app allows you to apply conveniently from your smartphone, which saves time and effort.
• Multiple Payment Options: MicroLoan provides various repayment options through electronic wallets, banks, and partner locations, ensuring ease of payment.
• Customer Support: Our dedicated customer support team is available to assist you with any inquiries or concerns, making it easy for you to navigate your loan experience.

Loan Conditions

To take advantage of the benefits of MicroLoan, potential borrowers must meet the following conditions:

1. Applicants must be at least 21 years old.
2. A valid government-issued ID must be presented to verify identity and legal age.
3. Proof of employment or income is required to assess repayment capability.
4. All applicants must have an active bank account for fund disbursement.

Why You Should Take a Loan with MicroLoan

MicroLoan offers not just a financial product but a stepping stone towards achieving your aspirations. Here are several compelling reasons to consider MicroLoan for your borrowing needs:

• We prioritize transparency in our lending policy, ensuring you understand all terms and conditions upfront.
• The speed at which loans are processed enables you to address urgent financial matters without delay.
• As a trusted, SEC-registered company, you can rest assured that your financial needs are handled with professionalism and compliance.
• Our community-driven mission focuses on promoting financial wellness by providing accessible credit options to those who might otherwise be overlooked by traditional financial institutions.

Choosing MicroLoan means selecting a partner that genuinely cares about your financial journey and is committed to providing the support you need to achieve your goals.