iHiram credit: information, opinions, conditions
About iHiram
iHiram, operated by Air Fish Lending Corporation, is a leading micro-lending service in the Philippines. Founded on September 10, 2019, iHiram aims to provide quick and accessible personal loans to individuals in need of financial assistance. With a mission to empower Filipinos by providing timely financial support, iHiram stands out in the competitive lending market with its user-centric approach and commitment to customer satisfaction.
iHiram offers loans ranging from PHP 5,000 to PHP 10,000, designed to cater to a variety of financial needs including unexpected expenses,education, or any personal projects. The loan tenure lasts between 92 and 120 days, giving borrowers ample time to repay without the pressure of immediate repayment.
As a registered entity under the Securities and Exchange Commission (SEC), iHiram operates within the legal framework of the Philippines, ensuring trust and reliability for its clients. Customers can apply for loans through a convenient mobile app, making the process seamless and user-friendly. iHiram’s focus on lowering interest rates and providing flexible payment options reinforces its goal of supporting Filipinos in their financial journeys.
The fundamental mission of iHiram is to bridge the gap between financial need and access to funds. By streamlining the application process and offering competitive interest rates, iHiram empowers its customers to take control of their finances and achieve their goals. This customer-centric philosophy ensures that iHiram is not just a lending service, but a partner in the financial wellness of its clients.
Advantages of Choosing iHiram
- Convenient Access: Loans can be accessed easily through the iHiram app, allowing users to apply anytime, anywhere.
- Fast Approval: iHiram provides quick loan approvals, often within minutes, enabling users to access funds without unnecessary delays.
- Flexible Loan Amounts: With loan amounts ranging from PHP 5,000 to PHP 10,000, borrowers can choose the amount that suits their needs.
- Low-Interest Rates: iHiram offers competitive interest rates starting at just 0.05% per day, making loans affordable.
- No Collateral Required: iHiram loans do not require collateral, making borrowing accessible for everyone.
- Transparent Terms: Clear terms and conditions ensure borrowers understand their obligations without hidden fees.
- Customer Support: iHiram provides excellent customer service with various contact methods, including email and live chat, for assistance.
The combination of these advantages makes iHiram a preferred choice for many Filipinos seeking fast and reliable financial solutions. Whether it’s for unexpected emergencies or planning for future projects, iHiram is equipped to help individuals meet their financial goals effortlessly.
Loan Conditions
iHiram’s loan conditions are designed to be straightforward and easy to understand. Here’s a summary of the key conditions:
- Loan Amount: PHP 5,000 to PHP 10,000.
- Loan Tenure: 92 to 120 days.
- Interest Rate: 0.05% per day, totaling approximately 20% per year.
- Eligibility: Must be a Filipino citizen or legal resident aged 18 or older, with valid ID and proof of income.
- Application Process: Easily accessible via the iHiram mobile app.
Why Choose iHiram for Your Loan Needs
Choosing to borrow from iHiram comes with a multitude of benefits. For anyone in the Philippines in need of a quick loan, iHiram provides a reliable option. Here’s why you should consider taking a loan with iHiram:
- Responsible Lending: iHiram prioritizes ethical lending practices, ensuring that borrowers are fully aware of their terms and can afford repayments.
- User-Friendly Experience: The mobile app simplifies the application process, making it accessible for tech-savvy users and those new to online loans.
- Flexibility: iHiram understands that life can be unpredictable. The ability to extend loans and customize repayment schedules provides users with the flexibility they need.
- Supportive Community: iHiram is dedicated not only to lending but also to educating its clients about financial management, fostering a community of informed borrowers.
By choosing iHiram, you are opting for more than just a financial transaction; you are investing in a partnership that seeks to provide ongoing support and foster your financial independence.
The author of this article is a finance expert and specialist in the financial field. He specializes in writing materials related to finance, microloans, and online loans.
