Digido credit: information, opinions, conditions

About Digido: Your Trusted Lending Partner in the Philippines

Digido Finance Corporation is a leading online lending service platform in the Philippines, committed to providing accessible financial solutions for Filipinos. Founded with the mission to offer quick, safe, and hassle-free loan services, Digido aims to help individuals meet their urgent monetary needs. The company understands the challenges that many face in managing finances, and thus, it has designed its services to be simple and efficient.

Digido offers a range of loans up to 25,000 pesos, available to anyone with a stable income, without the need for collateral. The application process is fully online, ensuring that assistance is just a few clicks away. Customers can expect funds to be deposited directly into their bank accounts, offering a seamless experience during financial emergencies.

Legally registered with the Securities and Exchange Commission (SEC), Digido adheres to all regulations necessary for a trusted financial institution. With its Certificate of Authority number 1272 and registration number CS202003056, you can be assured that Digido operates legitimately in the Philippines. As a recognized lending platform, the company strives to uphold standards of integrity and customer satisfaction.

Digido’s purpose is not just to lend money but also to empower Filipinos, allowing them to access funds easily and quickly, which is crucial for unexpected expenses. With a customer-centric approach, Digido focuses on building long-lasting relationships by ensuring that their services are reliable, transparent, and convenient.

Benefits of Choosing Digido

• Fast Approval: Digido guarantees loan approval within one working day, making it an ideal choice for urgent financial needs.
• No Collateral Required: Borrowers do not need to provide any collateral, ensuring that the process is stress-free and accessible to everyone.
• Flexible Loan Amounts: Customers can borrow from a minimum of 1,000 pesos to a maximum of 25,000 pesos, based on their specific financial requirements.
• Low Interest Rates: With an interest rate of only 0.49% per day, Digido offers competitive rates that are manageable for borrowers.
• Easy Online Application: The application process is simple and can be completed online from the comfort of your own home.
• Instant Fund Transfer: After approval, funds are deposited quickly into the borrower’s bank account, providing immediate access to cash.
• First Loan Interest-Free: For new customers, the first loan can be availed at no interest for up to 7 days, allowing borrowers to manage repayment easily.

Loan Terms and Conditions

When considering a loan through Digido, it’s important to be aware of the conditions. The following outlines the primary terms:

• Loan Amount: Borrowers can apply for loans ranging from 1,000 to 25,000 pesos.
• Loan Tenure: Loans are available for terms between 30 to 180 days.
• Interest Rate: The daily interest rate is set at 0.49%, equating to an annual rate of approximately 143%.
• Approval Duration: Loan approval is typically completed within one working day.
• Eligibility: Borrowers must be Filipino nationals aged between 21 and 70, possess a stable source of income, and hold a valid ID.

Why You Should Choose a Loan from Digido

Selecting Digido for your lending needs comes with several advantages:

1. Reliability: Digido is a licensed and registered financial institution, ensuring that your transactions are safe and compliant with Philippine laws.
2. Customer Support: The company offers robust customer support, accessible via phone or through the app, ensuring that assistance is always available.
3. Transparent Terms: Digido provides clear and comprehensive information regarding fees, interest rates, and repayment options, fostering trust and transparency.
4. Convenience: The entirely online process, from application to receiving funds, provides maximum convenience for busy individuals.
5. Promotions for New Customers: Digido runs regular promotions, such as interest-free loans for first-time borrowers, highlighting their commitment to customer satisfaction.

Choosing Digido not only caters to immediate financial needs but also ensures a smooth and trustworthy lending experience. With their focus on accessibility and customer service, Digido is an excellent option for anyone looking for reliable financial solutions in the Philippines.