ASIA UNITED LEASING AND FINANCE CORP. credit: information, opinions, conditions

About Asia United Bank (AUB)

Asia United Bank (AUB) is a pivotal player in the banking sector of the Philippines, having been founded in 1997 with a full commercial bank license. Over the years, AUB has earned a reputation as a trustworthy and reliable universal bank, serving a diverse clientele that includes state enterprises, private organizations, and individual customers. In 2013, AUB further solidified its standing in the financial landscape by becoming a member of the League of Filipino Banks, thereby enhancing its universal banking capabilities.

The bank’s mission revolves around creating an environment conducive to quality service delivery, ensuring the welfare of its employees, and safeguarding the interests of its shareholders. AUB prioritizes the timely fulfillment of obligations to its customers while upholding values such as integrity, excellence, leadership, and collaboration. With over PHP 200 billion in total assets, AUB has consistently demonstrated robust financial performance, marked by a 23% increase in net income, attributed to an expanding loan portfolio and rising deposits.

AUB operates through a comprehensive structure that includes commercial banking, consumer lending, and treasury operations. The bank is dedicated to providing a full spectrum of accessible banking and financial services, catering to the needs of the general public, small and medium enterprises, and large corporations. Its head office is strategically located in Ortigas Center, Pasig City, allowing it to serve a significant urban population effectively.

AUB’s commitment to technological advancement is evident in its user-friendly digital platforms, which enable customers to manage their finances conveniently. Whether through mobile banking apps or online services, AUB prioritizes secure and efficient transactions, ensuring its clients have access to vital banking services anytime, anywhere.

Advantages of Choosing AUB

• Expertise and Experience: With over two decades of experience, AUB has established itself as a reliable banking partner in the Philippines.
• Diverse Loan Products: AUB offers various loan options, including personal loans tailored to meet the needs of both individuals and businesses.
• Accessible Services: The bank’s wide network of branches and ATMs ensures that clients have easy access to banking services across the country.
• Quick Approval Process: AUB prides itself on a fast loan approval process, enabling customers to receive funds promptly.
• Flexible Terms: Loan terms are designed to be customer-friendly, offering a range of repayment options to fit different financial situations.
• No Collateral Required: Many loan products, such as the AUB Salary Loan, do not necessitate collateral, making it accessible to a broader audience.
• Technology-Driven Solutions: AUB leverages advanced technology to enhance customer experience, including a robust mobile banking app that facilitates ease of transactions.

Loan Terms and Conditions

1. Loan Amount: Minimum of PHP 30,000 and a maximum of PHP 250,000.
2. Loan Tenure: Ranges from a minimum of 6 months to a maximum of 36 months.
3. Eligibility: Applicants must be between the ages of 21-60 with a minimum annual income of PHP 120,000.
4. Employment Status: Regular employees with at least one year of work tenure at accredited companies.
5. Repayment Methods: Payments are conveniently deducted directly from the salary, ensuring timely repayments.
6. Early Repayment: AUB allows early repayment of loans, although a prepayment penalty may apply based on certain conditions.

Why Choose AUB for Your Loan?

Choosing Asia United Bank for your loan provides distinct advantages that cater to the specific needs of Filipinos seeking financial assistance. AUB’s focus on customer satisfaction is evident in its personalized loan offerings and quick processing times, ensuring that borrowers can access their funds when needed most.

Additionally, AUB’s commitment to flexibility and accessibility allows borrowers to navigate financial hardships without the stress of complex requirements. The lack of collateral requirements, coupled with straightforward eligibility criteria, makes AUB a viable option for many looking to secure a loan.

Furthermore, AUB’s reputation for integrity and professional service assures clients that their financial well-being is prioritized. Whether you are seeking to consolidate debt, cover unexpected expenses, or fund a significant purchase, AUB’s salary loans offer an efficient and user-friendly solution that empowers you to achieve your financial goals.

In a competitive financial landscape, Asia United Bank stands out not only for its robust offerings but also for its unwavering dedication to enhancing customer experience through innovative banking solutions. With AUB, you’re not just securing a loan; you’re building a partnership with a institution that genuinely cares about your financial future.