1 2 3 Lending credit: information, opinions, conditions

About 1 2 3 Lending

1 2 3 Lending Corporation is a premier lending service platform established in the Philippines, offering convenient, no-collateral online cash loans. Our mission is to provide efficient and secure financial solutions that help individuals address their immediate monetary needs. Whether it’s for personal projects, emergencies, or daily expenses, 1 2 3 Lending is dedicated to making cash access seamless and accessible for every Filipino.

Our platform offers loans ranging from PHP 1,000 to PHP 50,000, with competitive interest rates starting at 0.07% per day. This flexibility empowers our clients to choose the loan amount and repayment period that best fits their requirements, ensuring that financial burdens are minimized. With a quick approval process, you can receive funds directly into your bank account within just one working day.

Compliant with the regulations set forth by the Securities and Exchange Commission (SEC), 1 2 3 Lending assures its clients of our legitimate and trustworthy operations. As a registered entity in the Philippines, we uphold transparency and ethical practices to build a long-term relationship with our customers. Our aim is not just to lend money, but to aid Filipinos in achieving their financial goals responsibly.

Advantages of Choosing 1 2 3 Lending

1 2 3 Lending stands out in the competitive lending landscape due to various advantages:

• Fast Approval Process: With an approval duration of just one working day, clients can expect a swift turnaround from application to fund disbursement. This is perfect for urgent financial needs.
• Flexible Loan Terms: We provide loans with customizable tenures ranging from 180 to 365 days, allowing borrowers to select repayment schedules that align with their financial situations.
• No Collateral Required: 1 2 3 Lending does not require collateral for loan approval, making it accessible for individuals who may not have assets to pledge.
• User-Friendly Application: Our online loan application process is straightforward and designed for efficiency. Clients can apply using our mobile app available on both Android and iOS platforms.
• Transparent Fees: We pride ourselves on a no-hidden-fee policy, ensuring that clients are aware of all costs involved in their loans. The only fee is a one-time processing fee calculated based on your profile.
• Various Payment Options: 1 2 3 Lending provides multiple payment channels, including online banking, electronic wallets, and branch payments, making it easy for clients to manage repayments.

Loan Conditions

When considering a loan from 1 2 3 Lending, it is essential to be aware of our conditions:

• Loan Amount: Clients can borrow between PHP 1,000 and PHP 50,000 based on their financial need and repayment capability.
• Interest Rate: Loans come with an interest rate of 0.07% per day or approximately 24% per annum, calculated on the outstanding balance.
• Repayment Terms: Loan terms vary from 180 days to one year, allowing for manageable repayments tailored to the borrower’s circumstances.
• Eligibility Requirements: Borrowers must present valid identification, employment details, and personal information to facilitate the application process.

Why Choose 1 2 3 Lending?

Choosing 1 2 3 Lending for your cash loan needs offers numerous benefits:

1. Reputable and Trustworthy: As a SEC-registered lending platform, we guarantee compliance with all regulatory standards, offering peace of mind to our clients.
2. Affordable Financing: With competitive interest rates and transparent pricing, 1 2 3 Lending’s loans are designed to be accessible and manageable, even for those with tight budgets.
3. Empowering Filipinos: Our core mission is to assist Filipinos in achieving their financial aspirations by providing quick and hassle-free access to funds.
4. Comprehensive Support: Our customer service team is available round-the-clock to provide assistance and address any inquiries clients may have during the application and repayment processes.
5. Financial Education: We believe in empowering our clients with knowledge about responsible borrowing and financial management, promoting long-term financial well-being.