Personal Loans Manila
Loans:
- Digido
- UnionBank Of The Philippines
- Metrobank
- Finbro
- Binixo
- Online Loans Pilipinas
- Kviku
- Crezu
- Cash Express
- Money Cat
- JuanHand
In Manila, personal loans have become an essential financial tool for many residents. The fast-paced urban lifestyle often leads to unforeseen expenses, whether it’s for medical emergencies, home repairs, or educational needs. With a significant number of Filipinos seeking immediate financial assistance, personal loans are a popular choice, providing a quick solution to bridge the gap between income and unexpected costs. This trend emphasizes the demand for financial solutions that are not only accessible but also aligned with the varying needs of individuals and families across the city.
Online loans have revolutionized the way Manila residents access financial support, offering several advantages over traditional lending methods. The convenience of applying for a loan via a mobile app or website allows borrowers to fill out applications anytime, anywhere, significantly reducing the time and effort required for approval. Typically, funds are transferred directly to bank accounts within 24 hours, ensuring that urgent financial needs are met swiftly. Moreover, the availability of online management tools and promotional codes adds another layer of convenience, helping users track repayments and potentially save on interest rates. Borrowers can usually access loan amounts ranging from 2,000 to 12,000 PHP, which can be used for various purposes such as paying tuition fees, settling medical bills, or covering day-to-day living expenses.
Digido
Digido Finance Corporation is a reputable lending service platform in the Philippines, dedicated to offering quick and easy online cash support for Filipinos in need of financial assistance. With a mission to improve access to financial services, Digido provides loans ranging from ₱1,000 to ₱25,000, allowing borrowers to obtain funds without the need for collateral and with a flexible repayment period of 30 to 180 days. The company prides itself on the speed of its operations, granting approval within just one working day, and offers competitive interest rates starting at 0.49% per day.
One of the key advantages of Digido includes its user-friendly mobile app that facilitates easy loan applications and fast fund disbursement directly to the borrower's bank account, making it a convenient choice for urgent financial needs in Manila. Additionally, Digido is registered with the Securities and Exchange Commission, ensuring that it operates legally and meets regulatory standards, instilling confidence in its customers.
UnionBank Of The Philippines
UnionBank of the Philippines, one of the largest and most trusted banks in the country, offers an efficient and customer-friendly solution for those seeking assistance in Manila. With a mission to provide innovative financial services, UnionBank ensures a fast and convenient application process for its housing offerings. Customers can apply for amounts ranging from a minimum of PHP 500,000 to a maximum of PHP 50,000,000, with flexible loan tenures from 1 to 20 years, catering to various financial needs.
The bank's strong reputation is augmented by its advanced technological infrastructure, allowing for speedy transactions and secure management of clients' financial information. Serving a diverse clientele that includes employed individuals, self-employed professionals, and overseas workers, UnionBank emphasizes accessibility and customer support, ensuring a straightforward experience from application to fund disbursement. Whether you are buying a home in Manila or elsewhere, UnionBank is committed to making the process seamless and efficient for all borrowers.
3.94% on the first credit
AMOUNT
500000 - 50000000 PHP
CAT
3.94%
TERM
62 - 365
Metrobank
Metrobank, officially known as Metropolitan Bank and Trust Company, stands as one of the foremost banks in the Philippines and the second largest in the country, delivering a comprehensive range of financial services to clients both locally and globally. Established in 1962 in Binondo, Manila, Metrobank has garnered a reputation for stability and reliability while continuously expanding its reach with over 900 branches worldwide. With a mission focused on providing exceptional client service, the bank offers attractive housing financing options tailored to meet various needs, with a minimum amount set at PHP 500,000.00 and a maximum of PHP 100,000,000.00.
Customers can select flexible payment terms of up to 25 years, benefiting from fixed interest rates starting at 7.00%. Beyond competitive offers, Metrobank distinguishes itself through its user-friendly digital banking app, extensive branch network, and commitment to client engagement and satisfaction, making it a leading choice for those seeking financial solutions in Manila.
7.00% on the first credit
AMOUNT
500000 - 100000000 PHP
CAT
7.00%
TERM
62 - 365
Finbro
Finbro, a leading online lending platform operated by Sofi Lending Inc., is redefining financial solutions in Manila by providing rapid access to funds for a variety of personal needs. With loan amounts ranging from a minimum of ₱2,000 to a maximum of ₱50,000, and repayment terms flexible from 30 to 365 days, Finbro caters to the diverse financial requirements of individuals. The application process is straightforward, providing users with the convenience of applying through the Finbro website or mobile app, ensuring approval within 24 hours. Finbro stands out for its competitive interest rate of just 1.12% per day, making it an attractive option for those seeking immediate financial assistance without the need for collateral.
Committed to transparency and user satisfaction, Finbro has garnered positive reviews due to its efficient service, dedicated customer support, and an easy-to-navigate interface. This platform not only prioritizes accessibility but also offers valuable resources such as an online loan calculator, allowing customers to easily estimate their potential repayment amounts. Whether you need funds for emergencies, projects, or personal needs, Finbro is your trustworthy partner for reliable financial solutions in Manila.
Binixo
Binixo is a leading online financial service platform in the Philippines, dedicated to providing quick and hassle-free access to cash for those in urgent need. With our mission centered around simplifying the borrowing process, we offer amounts ranging from PHP 2,000 to PHP 30,000 with flexible repayment terms of 7 to 30 days. The application process is entirely online, ensuring you don’t have to deal with the complexities of traditional banks—no collateral is required, and approval takes just 1-2 working days.
Our innovative security systems protect your personal information, providing peace of mind as you navigate your financial needs. With a user-friendly mobile application optimized for seamless access, you can easily calculate your repayments and know your payment amounts upfront. At Binixo, we understand that life can throw unexpected financial challenges your way, and we're here to make your experience as accessible and straightforward as possible, establishing ourselves as a go-to option for loans in Manila.
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc. is a reputable online lending platform based in Manila, designed to deliver swift financial assistance to Filipino residents. With a clear mission to provide accessible and reliable credit services, Online Loans Pilipinas aims to streamline the borrowing process by offering loans ranging from PHP 2,000 to PHP 20,000, with a flexible repayment period of 7 to 30 days. Borrowers can benefit from competitive interest rates starting at just 1% per day and enjoy a special promotion where first-time borrowers can access their initial loan interest-free.
The company stands out for its user-friendly online application process, allowing individuals to receive funds directly into their bank accounts within 1-2 working days, with no collateral required. Additional advantages include personalized support, a robust mobile application available on both Android and iOS, and a commitment to legal compliance, ensuring all operations are SEC-registered and trustworthy. Whether you need funds for urgent expenses or personal projects, Online Loans Pilipinas is dedicated to meeting your financial needs with efficiency and transparency.
1 per day% on the first credit
AMOUNT
1000 - 20000 PHP
CAT
1 per day%
TERM
62 - 365
Kviku
Kviku is a fully automated online lending service that caters to individuals in Manila, offering a swift and convenient solution for urgent financial needs. Our mission is to provide Filipinos with reliable access to funds anytime, day or night, ensuring that the application process is quick and straightforward. With loan amounts ranging from PHP 1,000 to PHP 25,000, and a competitive interest rate of just 0.16% per day, borrowers can select a repayment period of 60 to 180 days, all without the need for collateral.
Kviku prides itself on transparency and ease of use, allowing for 24-hour approval and instant transfers to your bank account, which means no hidden fees and clear payment expectations from the start. Additionally, our service is verified by the Securities and Exchange Commission, assuring clients of our legitimacy and commitment to compliance. Accessible via our user-friendly app, Kviku stands out by offering exclusively online services that save customers time, all while ensuring responsive customer support for any inquiries or assistance needed along the way.
Crezu
Crezu Philippines is an innovative online platform designed to connect borrowers in Manila with suitable licensed lenders to meet their personal financing needs. Our mission is to streamline the borrowing process by carefully analyzing your eligibility and personal conditions against various offers from our trusted lenders—all at no cost to you. With Crezu, you can access financing ranging from a minimum of 1,000 PHP to a maximum of 25,000 PHP, with favorable conditions including a 0% interest rate for first-time borrowers and competitive daily rates starting at just 1%. The convenience of using our platform means you can apply for funds without any collateral required, with approval typically granted within a day, all disbursed directly to your bank account.
We pride ourselves on transparency, offering no hidden fees associated with our services. Moreover, our user-friendly interface ensures that you can easily navigate and compare loan options, securing the most suitable deal for your financial circumstances quickly and efficiently. Whether you need a small amount for unexpected expenses or to manage day-to-day needs, Crezu provides the perfect solution for personal finance in Manila.
Cash Express
Cash-Express Philippines Financing Inc. is an innovative online lending platform dedicated to transforming the borrowing experience for Filipinos in search of financial assistance, particularly in Manila. With a mission to provide fast and reliable credit solutions, Cash Express allows clients to apply for loans ranging from PHP 1,000 to PHP 20,000, with flexible repayment terms of 7 to 30 days and no collateral required. One of the standout features of Cash Express is its speedy approval process, ensuring that applications are processed within just 24 hours.
The company is well-regarded for its transparent operations, offering a straightforward application procedure free from hidden fees, and is backed by registration with the Securities and Exchange Commission (SEC), guaranteeing its legitimacy and adherence to regulatory standards. Additionally, customers can benefit from a special promotion of 0% interest on their first 7-day loan, which enhances the appeal of choosing Cash Express for urgent financial needs. With a user-friendly interface and a commitment to customer service, Cash Express Philippines stands out as a dependable option for those in Manila seeking immediate financial relief.
Money Cat
MoneyCat is a leading online financial solution provider in the Philippines, committed to delivering fast and flexible personal cash assistance to residents of Manila. The company's mission is to simplify the borrowing process, making it accessible and efficient for individuals in need of financial support. At MoneyCat, users can apply for amounts ranging from PHP 500 to PHP 20,000, with repayment terms spanning from 90 to 180 days.
The application process is entirely digital, taking just minutes to complete, and approval is typically granted within 24 hours, providing peace of mind to borrowers. With competitive interest rates starting at just 0.39% per day and no collateral required, MoneyCat stands out for its customer-friendly approach. Additionally, first-time borrowers can take advantage of promotional offers such as zero interest on their first loan, making MoneyCat not only a trusted but also an economical choice for personal financing needs in Manila.
JuanHand
JuanHand is a reputable online lending platform based in Manila, Philippines, established in 2019 and operated by WeFund Lending Corp., a legally compliant subsidiary of the large Chinese fintech company Paipaidai. Dedicated to providing accessible financial solutions, JuanHand enables Filipinos to secure quick cash assistance effortlessly through their user-friendly mobile app available 24/7. The company offers flexible loan amounts ranging from 2,000 to 12,000 PHP, with repayment terms between 14 and 90 days, and a competitive interest rate of just 0.49% per day.
Customers can expect an efficient approval process, with funds disbursed typically within 24 hours directly to their bank accounts. JuanHand is committed to customer care, evidenced by its active support during emergencies, including donations during the health crisis and typhoon relief. With no collateral required and a simple online application process designed for convenience, JuanHand stands out for its commitment to helping those in need with transparent terms and reliable service, thereby positioning itself as a trusted name in the lending industry in Manila.
Loan Comparison
| Name of the service | Minimum amount of the first loan | Maximum amount of the first loan | Additional cost of the first loan |
| Citi Bank | 2000000 PHP | 200000000 PHP | 1.26 |
| Pondo Loan | 3600 PHP | 80000 PHP | 0.4 |
| First Circle | 25000 PHP | 2000000 PHP | 0.03 |
| Kusog Pera Lending Inc. | 5000 PHP | 20000 PHP | 0.04 |
| United Coconut Planters Bank | 50000 PHP | 1000000 PHP | 1.59 |
| Esquire Financing Inc. | 1000 PHP | 100000000 PHP | 0.16 per day |
| Robocash | 1000 PHP | 25000 PHP | 0 |
| Union Bank of the Philippines | 500000 PHP | 50000000 PHP | 3.94 |
| Bukas Finance Corp | 10000 PHP | 100000 PHP | 0.63 per day |
| PesoPlus | 1500 PHP | 40000 PHP | 0.04 |
| China Bank Savings | 2000000 PHP | 100000000 PHP | 1.55 |
| Getpeso | 3000 PHP | 10000 PHP | 1 per day |
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The author of this article is a finance expert and specialist in the financial field. He specializes in writing materials related to finance, microloans, and online loans.