Loan Manila
- Digido
- UnionBank Of The Philippines
- Metrobank
- Finbro
- Binixo
- Online Loans Pilipinas
- Kviku
- Crezu
- Cash Express
- Money Cat
- JuanHand
In Manila, the need for personal loans is increasingly prevalent, as many residents face financial demands that require quick and accessible solutions. Filipino citizens often seek loans for various purposes, such as medical emergencies, education expenses, home repairs, and unexpected bills. In a city where economic pressures can be overwhelming, having immediate access to financial assistance can significantly impact individuals’ ability to manage their day-to-day lives effectively. With loan amounts typically ranging from ₱1,000 to ₱50,000, residents can find options that match their specific needs while allowing for manageable repayment periods.
Online loans have transformed the borrowing landscape in the Philippines, offering numerous advantages that appeal to the local population. The simplicity of the application process means that borrowers can submit their requests from the comfort of their homes or on the go, bypassing the need for time-consuming visits to banks or lending offices. With approval times often under 24 hours and direct disbursement into bank accounts, borrowers can receive funds when they need them most. Additionally, many platforms offer user-friendly online accounts and promotional codes to further enhance the borrowing experience. These features not only streamline the process but also ensure that Filipino borrowers have access to vital financial resources swiftly and efficiently.
Digido
Digido Finance Corporation is a reputable lending service provider in the Philippines, specializing in providing quick and efficient financial solutions to individuals in Manila. With a mission to empower Filipinos by offering accessible cash solutions, Digido enables customers to borrow funds ranging from 1,000 to 25,000 pesos without the need for collateral, allowing them to meet their financial needs for any purpose. The company's competitive interest rate of just 0.49% per day ensures affordability, while the approval process is impressively swift, typically taking only one working day.
Digido further enhances the customer experience with its user-friendly online platform and mobile app, which has garnered high ratings among users for its convenience and reliability. Additionally, the first loan for new customers is interest-free for up to 7 days, making it an attractive option for those seeking urgent financial assistance. Registered with the Securities and Exchange Commission (SEC), Digido operates transparently and is committed to adhering to all legal standards, ensuring a trustworthy lending experience for its clients.
UnionBank Of The Philippines
Union Bank of the Philippines, affectionately known as UnionBank, stands as one of the nation's leading financial institutions, dedicated to fostering a brighter future for its clients. With a mission to provide seamless banking solutions, UnionBank offers an impressive range of financial products tailored to meet diverse needs, including attractive options for housing financing. Potential borrowers in Manila can access a minimum amount of PHP 500,000, reaching up to a generous PHP 50,000,000, with flexible terms ranging from 1 to 20 years.
The bank prides itself on its modern approach, utilizing innovative technologies to ensure fast and efficient service, which not only simplifies transactions but also enhances security and customer experience. With a strong emphasis on accessibility, UnionBank promises a straightforward application process, and customers can benefit from a vast network of branches and ATMs throughout the Philippines, solidifying its reputation as a reliable and customer-oriented banking partner.
Metrobank
Metrobank, officially known as Metropolitan Bank and Trust Company, is a prominent financial institution in the Philippines, recognized for its vast range of banking solutions tailored to meet the diverse needs of its clientele. Founded in 1962 and now the second largest bank in the country, Metrobank is dedicated to providing financial stability and personalized services to its customers, embodying a mission centered around fostering trust and long-lasting relationships. For those seeking loans in Manila, Metrobank offers competitive terms, with the minimum amount starting from PHP 500,000 and going up to a maximum of PHP 100,000,000.
The repayment period ranges from as short as 1 year to as long as 25 years, accommodating various financial situations. One of the key advantages of Metrobank is its fixed interest rates and the flexibility it affords clients, such as no requirement for a linked bank account and a straightforward application process. Additionally, the bank ensures accessibility through a robust network of branches and ATMs locally and internationally, allowing clients to enjoy a seamless banking experience anytime, anyplace.
Finbro
Finbro, operated by Sofi Lending Inc., stands out as a reliable online lending platform in Manila, designed to provide Filipinos with quick and accessible financial support. Our mission is to simplify the borrowing process, allowing you to secure the funds you need for any purpose without the hassle of collateral. With loan amounts ranging from PHP 1,000 to PHP 50,000, customers enjoy flexible repayment terms of up to 12 months and competitive daily interest rates starting at 1.12%. Finbro’s user-friendly mobile app and website enable a seamless application experience, ensuring swift approval within 24 hours.
We are committed to transparency, evidenced by our strong customer ratings and reliable service. Additionally, Finbro is fully registered with the Securities and Exchange Commission of the Philippines, ensuring that you can trust our operations. Experience a simplified borrowing process with Finbro, where financial assistance is just a click away.
Binixo
Binixo is a leading online platform designed to provide quick financial assistance to individuals in need of urgent funds in Manila. With a mission to simplify access to money, Binixo offers loans ranging from 2,000 to 30,000 Philippine pesos, with terms flexible enough to accommodate various financial situations, allowing for repayment periods between 7 to 30 days. The approval process is swift, taking only 1-2 working days, and there are no collateral requirements, making it accessible for a wide audience.
Users can benefit from a fully digital experience that eliminates the need for extensive documentation or in-person visits, enhancing convenience and security through advanced protection systems for personal information. With the Binixo mobile application, managing finances has never been easier. The platform's commitment to customer satisfaction, transparent payment schedules, and quick application processing solidifies its reputation as an efficient choice for those seeking immediate financial relief in Manila.
Online Loans Pilipinas
Online Loans Pilipinas is a reputable financial service provider based in Manila, dedicated to offering residents of the Philippines efficient and accessible borrowing solutions. Our mission is to empower Filipinos by providing rapid financial assistance tailored to diverse needs, with loan amounts ranging from PHP 2,000 to PHP 20,000, and terms extending from 7 to 30 days. With a competitive interest rate set at just 1% per day, our platform ensures transparency and ease of access, particularly for those seeking quick cash solutions without the burden of collateral requirements.
As a legally registered entity under the Securities and Exchange Commission (SEC), we prioritize customer trust and satisfaction, providing special conditions for returning customers that further enhance their borrowing capacity. The approval process is swift, typically completed within 1 to 2 working days, allowing clients to meet their urgent financial needs promptly. Choose Online Loans Pilipinas for a user-friendly experience, flexible payment options across various platforms, and customer support designed to assist you every step of the way.
Kviku
Kviku is a fully automated online service dedicated to providing fast and accessible financial solutions in Manila, specifically designed to cater to the urgent needs of individuals. With a commitment to transparency and efficiency, Kviku enables borrowers to access financial assistance ranging from 1,000 to 25,000 PHP, with competitive interest rates of only 0.16% per day. The application process is streamlined and can be completed entirely online, allowing users to secure approval within 24 hours and receive funds directly into their bank accounts promptly.
Borrowers benefit from no collateral requirements, making it easier for Filipinos between the ages of 20 and 55 to seek assistance with minimal documentation needed. This innovative company not only enhances user experience through its mobile app but also ensures that there are no hidden fees, fostering a trustworthy environment. With its SEC registration, Kviku operates within legal frameworks, guaranteeing a reputable service that prioritizes customer satisfaction and convenience.
Crezu
Crezu is a leading online platform in Manila that connects borrowers with licensed lenders, offering a streamlined solution for those in need of personal financing. Our mission is to simplify the borrowing process by matching individuals with loan offers that align with their unique financial needs and eligibility—completely free of charge and with no hidden fees. At Crezu, users can borrow amounts ranging from 1,000 to 50,000 PHP with competitive interest rates starting at just 1% per day. The approval process is swift, often allowing for fund disbursement within a day, and there’s no need for collateral, making it accessible to a wide audience.
Additionally, first-time borrowers can benefit from an enticing offer of a 0% interest rate on microloans, ensuring that our platform remains attractive and beneficial for new clients. We pride ourselves on our transparent operations, user-friendly interface, and the ability to provide quick assistance through our dedicated customer support. Choose Crezu for a reliable, efficient, and hassle-free borrowing experience tailored to meet your financial requirements in Manila.
Cash Express
Cash-Express Philippines Financing Inc. is a reputable online lending platform dedicated to providing quick and accessible financial solutions for Filipinos in Manila. With a mission to simplify the borrowing process, Cash-Express offers financial support without the need for collateral, allowing individuals to obtain assistance for various purposes from the comfort of their homes. Customers can apply for amounts ranging from PHP 1,000 to PHP 20,000 with competitive daily interest rates starting at just 1%, and a flexible loan tenure ranging from 7 to 30 days.
The platform guarantees a streamlined application process, often culminating in approval within 24 hours, and prides itself on its transparency and the absence of hidden fees. Users appreciate the company’s commitment to providing a safe and efficient lending experience, reinforced by its SEC registration, which underscores its legality and reliability in the Philippine market. Trust Cash-Express to meet your financial needs with ease and convenience as you navigate loans available in Manila.
Money Cat
MoneyCat Financing Inc. is a leading online lending platform based in the Philippines, specifically dedicated to providing flexible and accessible financial solutions to individuals in need of quick cash. Our mission is to empower Filipinos by offering personal cash assistance ranging from PHP 500 to PHP 20,000 with repayment terms of up to 180 days, ensuring financial support for any purpose without the necessity for collateral. With competitive interest rates starting at just 0.39% per day, we pride ourselves on our swift approval process—typically completed within 24 hours—making us a trusted choice among borrowers.
Our user-friendly online application system simplifies the borrowing experience, accommodating those with a stable income and valid identification, contributing to our reputation as a legal institution recognized by the Securities and Exchange Commission (SEC). Clients appreciate our commitment to transparency and supportive customer service, which enhances their overall experience. Whether you're looking for a reliable financial partner or just need a short-term cash solution in Manila, MoneyCat is here to help you achieve your financial goals quickly and securely.
JuanHand
JuanHand is a cutting-edge fintech platform based in the Philippines, launched in 2019 by WeFund Lending Corp., a subsidiary of the prominent Chinese company Paipaidai. Specializing in providing quick and convenient online cash assistance, JuanHand aims to support Filipinos facing financial challenges anytime, anywhere. The company offers loans ranging from 2,000 PHP to 12,000 PHP, with flexible terms between 14 to 90 days and an accessible daily interest rate of just 0.49%.
With a commitment to speed, JuanHand ensures approval within 24 hours, eliminating the need for collateral and allowing funds to be directly disbursed to your bank account or digital wallet. What sets JuanHand apart is its dedication to customer care, operating legally under the oversight of the Philippine Securities and Exchange Commission (SEC), and its proactive engagement in community support, demonstrated during national crises. By choosing JuanHand, customers experience a seamless and user-friendly application process, responsive service, and the peace of mind that comes from working with a trusted lender.
Loan Comparison
| Name of the service | Minimum amount of the first loan | Maximum amount of the first loan | Additional cost of the first loan |
| HappyCash | 2000 PHP | 25000 PHP | 0.02 |
| Sumisho Motor Finance Corporation | 20000 PHP | 1800000 PHP | 0.02 |
| Pesoagad | 2000 PHP | 10000 PHP | 0.03 |
| Mr. Cash | 1500 PHP | 30000 PHP | 1 per day |
| Skyro | 5000 PHP | 250000 PHP | 0.16 |
| Binixo | 2000 PHP | 30000 PHP | 1 |
| U-PESO.PH LENDING CORPORATION | 1000 PHP | 12000 PHP | 0.02 |
| PesoPlus | 1500 PHP | 40000 PHP | 0.04 |
| Lalapeso | 3000 PHP | 20000 PHP | 0.96 |
| South Asialink Finance Corp. | 20000 PHP | 250000 PHP | 0.05 |










