Lending Companies Manila
- Digido
- UnionBank Of The Philippines
- Metrobank
- Finbro
- Binixo
- Online Loans Pilipinas
- Kviku
- Crezu
- Cash Express
- Money Cat
- JuanHand
In Manila, the need for personal loans has become increasingly prevalent as residents face various financial challenges. From unexpected medical bills to urgent home repairs or even the desire to fund education, individuals often find themselves in situations where quick access to cash is vital. The rising cost of living and unpredictable economic conditions have only intensified these needs. As a result, many residents turn to lending companies for financial support, seeking loans that can bridge the gap between income and expenditure.
With the rise of technology, online loans have emerged as a highly attractive option for those in need. The process of applying for these loans is remarkably straightforward, often requiring minimal documentation and completing an application within minutes. Moreover, many lending platforms promise swift approval and fund disbursement within 24 hours, making them a reliable choice for urgent financial needs. Borrowers can typically access amounts ranging from PHP 500 to PHP 20,000, depending on their qualifications. Additionally, online lending companies frequently offer features such as user-friendly online accounts and promotional codes, enhancing the overall borrowing experience while allowing consumers to manage their finances efficiently.
Digido
Digido Finance Corporation is a trusted lending service in the Philippines, designed to provide fast and hassle-free cash solutions for individuals in need of financial assistance. With a mission to enhance accessibility to credit, Digido offers amounts ranging from PHP 1,000 to PHP 25,000, with loan terms spanning from 30 to 180 days, ensuring flexibility for borrowers. The company has a straightforward application process that guarantees approval within just one working day, making it incredibly convenient for users to obtain the funds they require. Notably, Digido operates without the need for collateral, allowing users to secure their loans effortlessly.
With competitive daily interest rates starting at just 0.49%, Digido stands out for offering an interest-free first loan for new customers, reinforcing its commitment to customer satisfaction. Additionally, the company’s SEC registration ensures compliance with local regulations, further enhancing trustworthiness. With its user-friendly online platform and highly-rated mobile app, Digido is dedicated to providing reliable financial support to Filipinos, making it a top choice for those seeking quick cash solutions in Manila.
UnionBank Of The Philippines
UnionBank of the Philippines stands out as a leading financial institution that embraces innovation and excellence in service provision. With a mission to empower individuals and businesses through accessible financial solutions, UnionBank offers housing financing options with a minimum amount of PHP 500,000 and a maximum of PHP 50,000,000, ensuring that customers can find the right support for their housing needs. The terms are flexible, allowing for varying tenures from 1 to 20 years, making it easier for clients to manage repayments.
One of the key advantages of UnionBank is its commitment to providing fast and convenient applications, complemented by a user-friendly online banking platform that not only facilitates transactions within the Philippines but also globally, ensuring that clients can efficiently manage their finances. Additionally, UnionBank prides itself on utilizing advanced technology to ensure the security and quick processing of services, further enhancing customer trust and satisfaction. Whether you're a first-time homebuyer or looking to expand your property portfolio, UnionBank is ready to assist you every step of the way in Manila and beyond.
Metrobank
Metrobank, one of the leading banks in the Philippines, stands out for its exceptional commitment to providing tailored financial solutions, particularly for those seeking assistance in Manila. With a mission to empower clients through reliable banking services, Metrobank offers housing financing options that cater to a broad segment of borrowers. The minimum amount for financing starts at PHP 500,000, while the maximum can reach up to PHP 100 million, making it suitable for various financial needs.
Borrowers can benefit from flexible terms ranging from 1 to 25 years, with fixed interest rates starting at 7.00% for the first year. The bank prioritizes accessibility and customer satisfaction, ensuring a smooth application process with no requirement to open a linked bank account and a reasonable processing fee of PHP 3,500. With a robust network of branches and ATMs across the Philippines and internationally, Metrobank guarantees convenience and support for its clients, reinforcing its reputation as a stable and trusted financial partner in the region.
Finbro
Finbro, operated by Sofi Lending Inc., is a premier online lending platform in the Philippines, dedicated to providing fast and reliable financial solutions to individuals in need of quick cash in Manila. Our mission is to empower Filipinos by offering accessible borrowing options without the need for collateral, ensuring that the process is seamless and user-friendly. We cater to a diverse range of financial needs with loan amounts ranging from ₱2,000 to ₱50,000 and flexible repayment terms stretching from 30 to 365 days, tailored to fit your budget. Our competitive interest rate starts at just 1.12% per day, making us a cost-effective choice for financial assistance.
With our commitment to transparency and customer satisfaction, Finbro has garnered high praise for its rapid approval times—typically within 24 hours—and exceptional customer service, which is available 24/7 to address any inquiries. We strive to enhance your lending experience with an easy-to-navigate mobile app and a clear application process, ensuring that whether you're at home or on the go, reliable help is always at your fingertips. Choose Finbro for your financial needs and experience the difference of trusted and efficient support designed for the modern Filipino.
Binixo
Binixo is a leading online platform designed to provide urgent cash solutions for residents of Manila and throughout the Philippines, specializing in hassle-free access to financial resources. Our mission is to empower individuals by offering quick and accessible funding options, with loan amounts ranging from 2,000 to 30,000 Philippine pesos, at a competitive interest rate of just 1% per day. Clients can choose repayment periods between 7 to 30 days, ensuring that they can select a plan that best fits their needs. With a streamlined application process that requires no collateral and eliminates the need for extensive documentation, money can be credited to an account in as little as 1-2 working days.
Our platform utilizes cutting-edge security systems to safeguard personal information, allowing for a completely digital experience, including a mobile application optimized for user convenience. Promoting transparency and flexibility, our clients can easily calculate their repayments and understand their obligations upfront. At Binixo, we recognize that financial needs can arise unexpectedly, and we are committed to being a reliable partner during those times of necessity.
Online Loans Pilipinas
Online Loans Pilipinas is a leading online lending platform dedicated to providing fast and accessible financial solutions for residents in Manila and throughout the Philippines. Our mission is to empower Filipinos with quick financial assistance when they need it most, offering loan amounts ranging from 2,000 to 20,000 PHP. We pride ourselves on our user-friendly application process, with approvals typically taking just 1 to 2 working days, allowing our customers to face their financial challenges head-on without lengthy delays.
With attractive interest rates starting at 1% per day and a special promotion for first-time borrowers offering an interest-free period, our services are designed to accommodate a variety of needs, whether it’s for personal use, emergencies, or other financial commitments. Additionally, Online Loans Pilipinas has secured its position as a trusted lender by operating with full compliance under the Philippines’ SEC regulations, ensuring our customers can rely on us with peace of mind. Our dedication to exceptional customer service, flexible repayment options, and transparent practices further sets us apart from other lending institutions, making us the preferred choice for quick loans in Manila.
Kviku
Kviku is an innovative online lending platform dedicated to providing Filipinos with quick and reliable financial solutions in Manila. With a mission to make borrowing accessible and hassle-free, Kviku allows users to secure funds for various purposes, ranging from personal needs to emergencies, with a borrowing range of PHP 1,000 to PHP 25,000, and flexible repayment terms spanning from 60 to 180 days. Offering a competitive interest rate of just 0.16% per day, Kviku stands out with its fully automated approval process that ensures funds are available in as little as 24 hours, directly deposited into your bank account without the need for collateral.
The platform emphasizes transparency, with no hidden fees, allowing customers to know exactly what they’re paying from the start. With an easy-to-navigate user interface and a dedicated mobile app, Kviku is a 100% online service that eliminates the need for branch visits, making it convenient for those with busy schedules. Committed to customer satisfaction, Kviku operates legally in the Philippines as a registered entity, ensuring trust and security for its users.
Crezu
Crezu is an innovative online platform in the Philippines designed to simplify the search for suitable licensed lenders who cater to personal financial needs. Our mission is to connect individuals in need of financial assistance with reliable lenders by analyzing their personal conditions and eligibility criteria. At Crezu, borrowers can request financial assistance ranging from a minimum of 1,000 pesos to a maximum of 50,000 pesos, with repayment terms extending from 91 days to 365 days.
One of the key advantages of using Crezu is that we facilitate access to loans without requiring collateral, ensuring a hassle-free experience for our users. Additionally, many of our partner lenders offer 0% interest for first-time borrowers, making it easier to manage your financial commitments. With our user-friendly platform, quick approval processes, and commitment to transparency—there are no hidden fees—Crezu stands out as a trustworthy intermediary in the lending landscape of Manila.
Cash Express
Cash-Express Philippines Financing Inc. is a SEC-registered online lending platform dedicated to revolutionizing the way Filipinos access credit, making it easy and efficient to obtain financial assistance without the need for lengthy bank visits. One of the key missions of Cash Express is to provide a transparent and user-friendly experience, allowing customers to apply for financial help from the comfort of their own homes. The company offers loans ranging from PHP 1,000 to PHP 20,000 with an interest rate of just 1% per day, and repayment terms from 7 to 30 days.
With a quick approval process that often takes less than 24 hours, Cash Express stands out for its commitment to customer convenience, having no collateral requirements and ensuring that funds are deposited directly into a bank account. Additionally, the company provides unique advantages such as a 0% interest rate on the first 7-day loan and a seamless mobile application to enhance accessibility. Trust in Cash-Express Philippines for your financial needs, where safety, legality, and efficiency are at the forefront of their services.
Money Cat
MoneyCat Financing Inc. is a leading online lending platform in the Philippines, providing quick and accessible financial support tailored to individual needs. With a mission to offer hassle-free personal cash solutions, MoneyCat allows individuals to apply for funding amounts between PHP 500 and PHP 20,000 with a flexible repayment period ranging from 90 to 180 days. One of the key advantages of choosing MoneyCat is the swift approval process, promising funds deposited into your bank account within 24 hours—all without requiring any collateral.
Additionally, the company boasts competitive interest rates starting at just 0.39% per day, making it an appealing option for Filipinos seeking immediate financial assistance. MoneyCat is fully licensed and regulated by the Securities and Exchange Commission (SEC), ensuring compliance with all legal requirements and fostering trust among its clients. Its user-friendly online platform and dedicated customer service further enhance the borrowing experience, making it a top choice for those searching for loans in Manila.
JuanHand
JuanHand is a leading financial technology platform in the Philippines, established in 2019 and operated by WeFund Lending Corp, a subsidiary of the prominent Chinese fintech company Paipaidai. With a mission to provide quick financial assistance, JuanHand offers a user-friendly online cash advance service accessible anytime, anywhere across the nation. The platform allows Filipino citizens to borrow between 2,000 PHP and 12,000 PHP, with a repayment period ranging from 14 to 90 days and a competitive interest rate of just 0.49% per day.
One of the key advantages of JuanHand is its swift approval process, which takes only 24 hours, ensuring that customers can receive funds directly into their bank accounts or e-wallets with minimal hassle. Committed to customer care, JuanHand provides a secure and legal borrowing experience, as it is registered with the Securities and Exchange Commission of the Philippines. Additionally, the company has a track record of supporting the community, having provided donations and assistance during emergencies, solidifying its reputation as a trustworthy option for those in need of financial support in Manila.
Loan Comparison
| Name of the service | Minimum amount of the first loan | Maximum amount of the first loan | Additional cost of the first loan |
| OnePuhunan | 50000 PHP | 500000 PHP | 0.03 |
| Loansolutions PH | 20000 PHP | 2000000 PHP | 0.04 per day |
| Robocash | 1000 PHP | 25000 PHP | 0 |
| PHPocket | 2000 PHP | 50000 PHP | 0.016 |
| PesoPlus | 1500 PHP | 40000 PHP | 0.04 |
| Madali Loan | 3000 PHP | 20000 PHP | 0.08 |
| WePeso | 2000 PHP | 20000 PHP | 1 |
| Weloan | 1000 PHP | 65000 PHP | 0.08 |
| Loanonline | 500 PHP | 25000 PHP | 0.38 |
| PesoHaus | 2000 PHP | 12000 PHP | 1.6 |
| Pera U Bag | 1000 PHP | 60000 PHP | 0.5 |
| Cocopeso | 3500 PHP | 10000 PHP | 0.05 |










