Bad Credit History Loans Makati
Loans:
- UnionBank Of The Philippines
- Finbro
- Binixo
- JuanHand
- Money Cat
- Digido
- Metrobank
- Crezu
- Cash Express
- Online Loans Pilipinas
- Kviku
In Makati, many residents find themselves in need of personal loans due to various financial situations, such as medical emergencies, education expenses, or unexpected home repairs. The high cost of living in this bustling city can exacerbate financial pressures, making it essential for individuals to seek quick financial solutions. A significant number of people with a bad credit history often struggle to secure traditional bank loans, which leads them to explore alternative lending options that can provide them with the funds they need without lengthy approval processes or stringent credit checks.
Online loans have emerged as an especially appealing choice for those in Makati looking for accessible financial help. The convenience of applying from anywhere and receiving funds quickly is a major advantage, with many lenders processing applications within a day. Online platforms typically feature user-friendly interfaces that guide borrowers through the application process, making it easier to compare loans and find the best rates. Additionally, many offer promotional deals like interest-free periods for first-time borrowers. Amounts can range from as low as PHP 1,000 to as high as PHP 50,000, catering to a variety of needs, from urgent bills to personal projects. Furthermore, borrowers often use these online loans to manage unexpected expenses and to consolidate debts, highlighting the versatile nature of such financial products in today’s fast-paced environment.
UnionBank Of The Philippines
UnionBank of the Philippines, known for its commitment to innovation and efficiency, offers a range of financial solutions, including housing financing tailored for residents in Makati. The bank's mission revolves around providing accessible and reliable banking services, ensuring customers can seize opportunities with ease. With competitive terms, clients can secure an amount ranging from PHP 500,000 to PHP 50,000,000, with flexible payment tenures between 1 to 20 years. A minimum annual income of PHP 600,000 and age eligibility from 21 to 65 years are part of the requirements.
For added convenience, UnionBank does not necessitate the opening of a linked bank account, and their user-friendly online application process enables borrowers to efficiently manage their finances. Clients can also benefit from the bank's extensive branch and ATM network across the Philippines, making transactions quick and convenient. Overall, UnionBank's focus on customer satisfaction, coupled with its advanced technological solutions, positions it as a leading choice for those seeking housing financing in Makati.
3.94% on the first credit
AMOUNT
500000 - 50000000 PHP
CAT
3.94%
TERM
62 - 365
Finbro
Finbro, operated by Sofi Lending Inc., is a reliable online lending platform in the Philippines that specializes in quick cash solutions. Dedicated to providing accessible financial support to Filipinos, Finbro's mission is to streamline the borrowing process, allowing customers to apply for personal loans conveniently through its user-friendly website or mobile app. With loan amounts ranging from ₱1,000 to ₱50,000 and flexible repayment terms of 30 to 365 days, clients can easily find a solution that fits their budget.
Finbro offers competitive interest rates starting at just 1.12% per day, with no collateral required, ensuring that obtaining financial assistance is both straightforward and stress-free. With fast approval times often within 24 hours and a strong commitment to customer service, Finbro stands out as a trustworthy option for individuals seeking financial relief in Makati and beyond.
Binixo
Binixo is a leading online portal designed to help individuals in urgent need of cash in Philippine pesos, particularly for clients seeking loans in Makati. Our mission is to provide quick and accessible financial solutions, where customers can apply for amounts ranging from 2,000 to 30,000 pesos with minimal hassle. With a competitive interest rate of just 1% per day and flexible loan tenures between 7 and 30 days, we offer a straightforward and transparent process that ensures funds are credited directly to your bank account within 1-2 working days.
Binixo stands out due to our fully online application procedure, eliminating the need for physical documentation and offering a mobile app tailored to meet diverse needs. We understand that life can present unexpected financial challenges, and our commitment to swift approvals, customizable repayment schedules, and robust security systems means you can focus on what truly matters without the stress of traditional borrowing processes. Choose Binixo for a seamless financial experience that empowers you to achieve your goals with confidence.
JuanHand
JuanHand is a reputable financial service provider operating in the Philippines since 2019, under WeFund Lending Corp, a subsidiary of the prominent Chinese fintech firm, Paipaidai. Offering a seamless online platform for urgent cash needs, JuanHand enables Filipinos in Makati to access funds quickly and conveniently, with amounts ranging from 2,000 PHP to 12,000 PHP, repayable over a period of 14 to 90 days. The application process is straightforward and can be completed in just five steps, ensuring that users can apply for assistance anytime, anywhere, with loan approvals typically granted within 24 hours.
With a competitive interest rate of 0.49% per day and no collateral required, JuanHand prioritizes customer support and legal compliance, being duly registered with the Securities and Exchange Commission (SEC) of the Philippines. The company also stands out for its commitment to community support, having provided aid and equipment during health crises and disasters. Overall, JuanHand combines accessibility, efficiency, and a customer-centric approach, making it a leading choice for those seeking financial assistance in Makati.
Money Cat
MoneyCat Financing Inc. is a leading online lending platform based in the Philippines, dedicated to providing fast and accessible financial solutions to individuals in need of urgent cash assistance. With a mission to deliver flexible and convenient personal cash assistance, MoneyCat offers credit amounts ranging from PHP 500 to PHP 20,000, with repayment terms between 90 to 180 days. Whether you have urgent bills to settle or require funds for various personal needs, MoneyCat simplifies the application process, ensuring approvals are granted within 24 hours.
The platform features competitive daily interest rates starting at just 0.39%, and importantly, no collateral is required, making it an ideal choice for many borrowers. Additionally, MoneyCat is a licensed company authorized by the Securities and Exchange Commission (SEC), ensuring compliance with all regulatory standards in the Philippines. Its user-friendly online application, prompt customer service, and attractive promotional offers—such as a zero-interest first loan for new users—further distinguish MoneyCat as a trustworthy and advantageous option for personal financing in Makati.
Digido
Digido Finance Corporation is a reputable lending service platform in the Philippines, dedicated to providing accessible and affordable financial solutions to individuals in need. Our mission is to empower Filipinos by offering a seamless and no-collateral online cash-lending experience, ensuring that they can address their financial challenges swiftly and conveniently. In Makati, you can apply for loans ranging from PHP 1,000 to PHP 25,000, with a repayment term between 30 to 180 days and an attractive interest rate of just 0.49% per day.
The application process is simple and quick, with approval often granted within one working day, making it perfect for urgent financial needs. With additional advantages such as no collateral requirements, swift fund disbursement directly to your bank account, and a commitment to legal compliance as evidenced by our registration with the Securities and Exchange Commission (SEC), Digido stands out as a trustworthy choice for anyone looking for reliable financial assistance. Experience the convenience of borrowing with Digido and discover how we can help you achieve your financial goals in Makati and beyond.
Metrobank
Metrobank, officially known as Metropolitan Bank and Trust Company, stands as one of the leading banks in the Philippines, recognized for its solid reputation and extensive financial services, including competitive housing options for residents in Makati. The bank is committed to empowering customers through accessible financial solutions, driven by its mission to prioritize client needs and deliver exceptional service. Metrobank offers housing solutions with a minimum loan amount of PHP 500,000 and a maximum limit of PHP 100,000,000, allowing borrowers to select payment terms of up to 25 years, making homeownership feasible for many.
The eligibility criteria include individuals aged between 21 and 65, with an annual income of at least PHP 360,000, ensuring that a broad spectrum of clients can access these services. Notably, there are benefits like fixed interest rates starting at 7.00% for initial periods, no requirement to open a linked bank account, and the option of using various properties as collateral, including homes and condominiums. With over 900 branches globally and an intuitive banking app, Metrobank exemplifies reliability and modernization in financial services, making it a preferred choice for those seeking a loan in Makati.
7.00% on the first credit
AMOUNT
500000 - 100000000 PHP
CAT
7.00%
TERM
62 - 365
Crezu
Crezu is an innovative online platform in the Philippines designed to connect borrowers in need of personal financing with licensed lenders, ensuring a seamless experience tailored to individual needs. Our mission is to provide Filipinos in Makati with quick and convenient access to financial solutions, allowing them to secure amounts ranging from 1,000 to 50,000 pesos, without the need for collateral. With interest rates starting at just 1% per day and flexible repayment terms spanning from 91 to 365 days, we prioritize accessibility and transparency.
First-time borrowers can benefit from exclusive offers such as a 0% interest rate on their initial loan. Crezu stands out by being a comprehensive intermediary that gathers and analyzes offers from multiple lenders, ensuring that every user finds the most suitable option while avoiding hidden fees. Our easy-to-use website and responsive customer support further enhance the borrowing experience, making Crezu a trusted choice for personal financing solutions in Makati.
Cash Express
Cash-Express Philippines Financing Inc. is a leading online lending platform committed to revolutionizing the way Filipinos secure financial assistance. Located in Makati, the company aims to provide a seamless and efficient borrowing experience, offering loan amounts ranging from PHP 1,000 to PHP 20,000 with flexible repayment terms of 7 to 30 days. One of the standout features of Cash Express is the quick approval process, guaranteeing fund availability within 24 hours—no collateral is required, and borrowers can access funds directly into their bank accounts.
With a competitive interest rate of just 1% per day, this platform stands out for its commitment to transparency, evidenced by its SEC registration and comprehensive customer support services. Cash Express also prioritizes user experience through its intuitive website and dedicated mobile app, making it easier than ever for customers to apply for assistance from the comfort of their homes. Whether you're facing an unexpected expense or need a financial boost, Cash Express Philippines Financing Inc. is your reliable partner in achieving financial stability, setting the standard for convenient and trustworthy personal financing solutions in Makati.
Online Loans Pilipinas
Online Loans Pilipinas Financing Inc. is a trusted online platform based in Makati, dedicated to providing quick and accessible financial assistance to residents of the Philippines. Our mission is to empower individuals by making financial support available for any purpose without the need for collateral. Customers can conveniently apply for amounts ranging from 2,000 to 20,000 pesos, with a loan tenure between 7 and 30 days, and a competitive interest rate of just 1% per day.
We pride ourselves on our fast approval process, ensuring funds are available within 1-2 working days, and offer an interest-free first loan promotion for new clients as a way to foster financial inclusion. Our platform is SEC-registered, ensuring compliance with local regulations and providing peace of mind to our customers. With a user-friendly application process, responsive customer support, and multiple repayment options—including various e-wallet and bank transfer methods—we strive to deliver an exceptional lending experience tailored to meet the diverse needs of Filipinos in Makati and beyond.
1 per day% on the first credit
AMOUNT
1000 - 20000 PHP
CAT
1 per day%
TERM
62 - 365
Kviku
Kviku is a fully automated online lending service designed to provide quick and accessible financial solutions for Filipinos, especially those seeking loans in Makati. With a mission to offer a seamless borrowing experience, Kviku allows individuals to request funds for any purpose, ranging from PHP 1,000 to PHP 25,000, and complete the application process 100% online without the need for collateral. The approval duration is impressively swift—within 24 hours—ensuring that applicants receive their funds directly in their bank accounts promptly. Kviku stands out in the competitive lending market with its transparent cost structure, imposing a daily interest rate of just 0.16% and having no hidden fees.
This approach to lending, combined with the company's innovative use of mobile security and big data, eliminates human error in decision-making, making the process not only faster but more secure. Whether applying during normal hours, late at night, or even on weekends, customers can easily navigate the user-friendly Kviku app found on Google Play or the App Store. Trustworthy and SEC-registered, Kviku is committed to enhancing the financial well-being of its borrowers by providing reliable customer support and a hassle-free borrowing experience.
Loan Comparison
| Name of the service | Minimum amount of the first loan | Maximum amount of the first loan | Additional cost of the first loan |
| HappyCash | 2000 PHP | 25000 PHP | 0.02 |
| PUREGOLD FINANCE, INC. | 10000 PHP | 230000 PHP | 0.27 |
| Robocash | 1000 PHP | 25000 PHP | 0 |
| PesoIn | 1500 PHP | 8000 PHP | 0.05 |
| Cashjeep | 2000 PHP | 50000 PHP | 0.06 |
| Kayamo | 2000 PHP | 1000000 PHP | 0.16 |
| Binixo | 2000 PHP | 30000 PHP | 1 |
| Flashcash | 3000 PHP | 20000 PHP | 1 per day |
| Halopeso | 20000 PHP | 200000 PHP | 0.05 |
| Cebuana Lhuillier | 2000 PHP | 15000 PHP | 0.2 |
| Loan Load | 5000 PHP | 50000 PHP | 2.3 |
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The author of this article is a finance expert and specialist in the financial field. He specializes in writing materials related to finance, microloans, and online loans.