Bad Credit History Loans General Santos
Loans:
- Kviku
- Cash Express
- Finbro
- Metrobank
- UnionBank Of The Philippines
- Binixo
- Online Loans Pilipinas
- Money Cat
- Digido
- Crezu
- JuanHand
In General Santos City, the demand for loans is largely driven by a diverse set of financial needs among its residents. Many individuals seek quick access to funds for emergencies, medical expenses, education, business start-ups, or even to manage day-to-day expenses. A significant number of people in General Santos often find themselves in need of financial support but may struggle with a poor credit history, making traditional lending options less accessible. These circumstances have given rise to a growing interest in loans designed specifically for those with adverse credit histories, providing them with much-needed financial relief.
Online loans offer a solution that caters to the fast-paced lifestyle of Filipinos, including those in General Santos. The application process is streamlined and can be done entirely online, allowing borrowers to bypass the cumbersome paperwork typically associated with traditional banks. With approvals often delivered within 24 hours and funds disbursed rapidly, financial assistance becomes readily available when it’s most needed. Borrowers can easily manage their loans through user-friendly online platforms, which often include special promotions such as discount codes. Typical loan amounts range from ₱1,000 to ₱50,000, with purposes ranging from personal needs to business investments, making these loans an appealing choice for many individuals in the region.
Kviku
Kviku is a reputable online lending service operating in the Philippines, specifically designed to provide quick and hassle-free financial solutions to meet urgent needs. The company's mission is to leverage advanced mobile security technology and big data innovation to facilitate convenient access to funds, ensuring a swift approval process that can take as little as 24 hours. At Kviku, borrowers can apply for amounts ranging from 1,000 to 25,000 PHP with repayment terms of 60 to 180 days, all without the need for collateral.
A standout feature of Kviku is its 0.16% daily interest rate, which, while competitive with other lending companies, is higher than traditional banking rates but offset by their commitment to transparency—there are no hidden fees involved. Customers can count on a fully online experience, allowing them to apply for funds anytime, including weekends and after bank hours. With a user-friendly mobile app and dedicated customer support, Kviku ensures that financial services are not only safe and legitimate, being SEC registered, but also tailored to suit the needs of the Filipinos in General Santos and beyond.
Cash Express
Cash-Express Philippines Financing Inc. is a reputable online lending platform that offers fast and convenient financial solutions to residents of General Santos and across the Philippines. With a mission to transform the borrowing experience, Cash-Express provides an effortless application process through its user-friendly website and mobile app, ensuring clients avoid lengthy bank visits. Borrowers can access amounts ranging from PHP 1,000 to PHP 20,000, with repayment terms varying from 7 to 30 days, and an impressive approval timeframe of just 24 hours.
Committed to transparency, the platform imposes no collateral requirements and charges a competitive interest rate of only 1% per day. Moreover, new clients can enjoy a special first-time offer of 0% interest on their initial 7-day loan, enhancing its appeal. With its SEC registration guaranteeing legal compliance, Cash-Express prioritizes a secure and reliable borrowing experience, allowing customers the freedom to seek financial assistance from the comfort of their own homes. Trust Cash-Express Philippines to be your go-to solution for all your financial needs in General Santos, providing prompt and trustworthy service tailored to your circumstances.
Finbro
Finbro, operated by Sofi Lending Inc., is a premier online lending platform tailored for residents of General Santos looking for quick and reliable financial solutions. Our mission is to provide accessible and convenient cash assistance to those in need, allowing users to apply for amounts ranging from ₱2,000 to ₱50,000 with flexible repayment terms extending from 30 to 365 days. With an impressive approval time of just 24 hours, customers appreciate our transparent processes and competitive daily interest rates starting at 1.12%.
Finbro stands out in the market due to its hassle-free online application, no collateral requirement, and excellent customer support, ensuring that financial help is always at your fingertips. Our user-friendly mobile app enables applicants to manage their accounts on the go, fostering a seamless borrowing experience that fits modern lifestyles. Whether you require funds for emergencies, personal projects, or urgent expenses, Finbro is a trustworthy option that prioritizes the needs of its clients in General Santos.
Metrobank
Metrobank, or the Metropolitan Bank and Trust Company, is a formidable banking institution in the Philippines, renowned for its commitment to financial stability and superior customer service. Established in 1962, this bank has evolved into one of the largest in the country with a global presence, providing an array of financial services and products. Metrobank’s mission is to empower its clients by offering accessible financial solutions tailored to their unique needs, and this is exemplified in their lending offers in General Santos, where the minimum amount available starts from PHP 500,000, allowing borrowers to secure larger sums up to PHP 100 million.
With repayment terms extending up to 25 years, clients can enjoy low fixed interest rates, starting from 7.00% for a 1-year fixed period, making it an attractive option for those seeking financial assistance. The bank also ensures that the application process is user-friendly, which is complemented by modern conveniences such as a dedicated banking app that allows customers to manage their finances effortlessly. Enhanced by a stellar reputation and a commitment to customer satisfaction, Metrobank stands out as a trusted partner in your financial journey, fostering growth and stability in the community of General Santos.
7.00% on the first credit
AMOUNT
500000 - 100000000 PHP
CAT
7.00%
TERM
62 - 365
UnionBank Of The Philippines
UnionBank of the Philippines, a leading financial institution with a long-standing reputation for stability and innovation, proudly supports residents in General Santos with its comprehensive financial services. With a mission to empower individuals and communities through accessible banking solutions, UnionBank offers a housing option ranging from a minimum of PHP 500,000 to a maximum of PHP 50,000,000, making it an ideal choice for those looking to invest in their future. The eligibility criteria are straightforward, requiring borrowers aged between 21 and 65, with a minimum annual income of PHP 600,000, while employed individuals must have a solid work history of at least two years.
Notably, the application process is designed to be fast and convenient, enhancing customer experience through user-friendly online services and dedicated support. With competitive interest rates and flexible repayment terms extending up to 20 years, UnionBank stands out not only for its advanced technological integration but also for its commitment to excellent customer service, making it an ideal partner for your financial needs in General Santos.
3.94% on the first credit
AMOUNT
500000 - 50000000 PHP
CAT
3.94%
TERM
62 - 365
Binixo
Binixo is a premier financial service provider aimed at individuals in General Santos seeking quick access to funds in Philippine pesos. Our mission is to simplify the borrowing process for anyone in urgent need of financial assistance. We offer loans ranging from 2,000 to 30,000 pesos with an attractive interest rate of just 1% per day, and repayment terms that can be tailored from 7 to 30 days, ensuring flexibility to suit your financial situation. With a fully digital application process, typically resulting in approval within 1-2 working days, there is no need for collateral or extensive documentation—this allows you to focus on what matters most.
Our advanced security systems keep your personal information safe, and the absence of additional verifications streamlines the experience. Additionally, our user-friendly mobile application provides 24/7 access, enabling a seamless financial experience. By choosing Binixo, you not only gain a reliable source of funds but also enjoy the convenience and speed that make us a leader in the online borrowing space.
Online Loans Pilipinas
Online Loans Pilipinas is a trusted online lending platform dedicated to providing fast and accessible financial solutions to residents of General Santos City. With a mission to empower Filipinos through convenient credit services, the company offers loans ranging from 2,000 to 20,000 pesos, making it an excellent choice for those in need of immediate funds without the hassle of collateral. Approval times are quick, usually taking just 1-2 working days, and the loans come with competitive interest rates of 1% per day, along with flexible repayment terms of 7 to 30 days.
Online Loans Pilipinas stands out for its user-friendly application process, which can be completed via their mobile app or website, as well as its commitment to customer satisfaction, evidenced by high ratings and positive reviews. Additionally, first-time borrowers can benefit from special offers such as interest-free loans up to 10,000 pesos, enhancing the appeal of their services for new clients. With secure operations backed by SEC registration, Online Loans Pilipinas is a reliable choice for anyone in General Santos seeking a quick and trustworthy financial lifeline.
1 per day% on the first credit
AMOUNT
1000 - 20000 PHP
CAT
1 per day%
TERM
62 - 365
Money Cat
MoneyCat Financing Inc. is a leading online lending platform in the Philippines, dedicated to providing efficient financial solutions tailored to your needs. Our mission is to offer quick and hassle-free access to personal cash assistance, with amounts ranging from PHP 500 to PHP 20,000, and repayment terms extending from 90 to 180 days. We pride ourselves on our competitive interest rates, starting at just 0.39% per day.
With our simple online application process, approval can be obtained within 24 hours, and no collateral is required, allowing for greater accessibility. Our platform is licensed and regulated by the Securities and Exchange Commission (SEC), ensuring that you are working with a reputable and trustworthy financial service provider. Additionally, our commitment to excellent customer support and user-friendly features set us apart, making MoneyCat the ideal choice for anyone seeking personal financial help in General Santos. Explore the convenience of our digital lending solution today!
Digido
Digido Finance Corporation is a reputable online lending service based in the Philippines, dedicated to providing quick and accessible financial solutions to Filipinos in General Santos. Our mission is to empower individuals by offering no-collateral cash lending services that enable them to address their urgent financial needs with ease. With loans ranging from PHP 1,000 to PHP 25,000, we cater to a variety of needs, whether personal or unforeseen expenses, and our competitive interest rate starts at just 0.49% per day. Customers can enjoy a hassle-free application process with approvals in as little as one working day and repayment terms spanning from 30 to 180 days.
What sets Digido apart is our commitment to transparency and legality; we are fully registered with the Securities and Exchange Commission (SEC) of the Philippines, ensuring a trustworthy experience. Additionally, our user-friendly mobile app simplifies the borrowing process, while our dedicated customer support is always ready to assist. With Digido, you can meet your financial goals quickly and reliably.
Crezu
Crezu is an innovative online platform in the Philippines that connects individuals with licensed lenders to meet their personal financing needs seamlessly and transparently. Our mission is to simplify the process of obtaining quick personal funding by offering a user-friendly interface that helps users identify loan options that best suit their financial requirements—without any hidden fees or processing charges. In General Santos, borrowing ranges from as low as 1,000 PHP to a maximum of 50,000 PHP, with repayment terms spanning from 91 to 365 days and interest rates starting at just 1% per day.
Crezu stands out through its dedication to customer service, ensuring a fast approval process—often within just one day— and the convenience of online access 24/7. First-time borrowers can even benefit from attractive offers, including a 0% interest rate for their initial loans. With no collateral required and straightforward application steps, Crezu is committed to supporting your financial journey with reliability and efficiency.
JuanHand
JuanHand is a leading fintech platform in General Santos that provides fast online cash assistance through its user-friendly mobile app. Launched in 2019 by WeFund Lending Corp, a subsidiary of the renowned Chinese fintech company Paipaidai, JuanHand prides itself on its mission to support Filipinos in need, offering financial solutions for various purposes without the requirement of collateral. Customers can apply for amounts ranging from 2,000 to 12,000 PHP, with repayment terms of 14 to 90 days and an interest rate of just 0.49% per day, making it a competitive option within the industry.
The company ensures quick assistance, with loan approvals taking as little as 24 hours, and encourages responsible borrowing with a straightforward repayment process available through multiple channels, including GCash and various banks. With a focus on customer care, JuanHand also actively contributes to the community by providing support during crises, reinforcing its commitment to the personal and financial well-being of its users. For those seeking reliable and immediate financial help in General Santos, JuanHand stands out as a trusted partner.
Loan Comparison
| Name of the service | Minimum amount of the first loan | Maximum amount of the first loan | Additional cost of the first loan |
| Loanranger | 3000 PHP | 10000 PHP | 0.65 |
| Surity Cash | 1000 PHP | 25000 PHP | 0.05 |
| P-Cash | 1000 PHP | 50000 PHP | 0.05 |
| M&K QUICK CASH LOAN INC. | 1000 PHP | 15000 PHP | 5 |
| Asialink Finance | 100000 PHP | 500000 PHP | 1.5 |
| East West Bank | 2500000 PHP | 200000000 PHP | 1.49 |
| Development Bank of the Philippines | 300000 PHP | 300000 PHP | 9 |
| My cash | 2000 PHP | 25000 PHP | 0.8 |
| Pesobox Credit | 1000 PHP | 20000 PHP | 2 |
| Akulaku | 2000 PHP | 15000 PHP | 0.1 |
| MayPera | 1000 PHP | 100000 PHP | 0.04 |
Other cities:
The author of this article is a finance expert and specialist in the financial field. He specializes in writing materials related to finance, microloans, and online loans.